= | Bough+ a House =
Uhu? I Bought a house? Am I dreaming? Impossible right? But it’s true, I bought a house on 06-08-2006 (Sunday). Though the house I bought is not a high-end or an expensive one. But it’s the first europe designed single storey terrace house (a very fresh change compared to those traditional house) in Miri and with a reasonable price that I still able to make loan repayment every month.
My dream has come true. When I started my first job since last year on March, I was keep telling myself that, I wanna buy a house for myself & also my family. I did it! It is ain’t a dream anymore. It’s only RM109,500.00, Senadin area is the only one area that I still afford to buy a house. My monthly loan repayment costs me around RM600.00. Does it worth? Wahaha! But I think it’s worth. I’m imagine now…imagine how to have my own interior design for my own house, imagine that I have my own privacy, my own properties inside my own house. Oh…the feeling is so nice indeed! But, one of the worried is I have to save some money for my house renovation & furnitures after one and a half year (the time the developer finished their development). Argh!!! Another target & challenge for me from now on. I have to work more harder to get more increments in the future next few years. I hope that I can do it for myself!
Well, another goal is buy a car for myself. Isn’t it hard for me to achieve? Yes! It’s hard! Since I got a housing loan now, have to pay my insurance to protect myself every month also. Human being is quite unpredictable nowadays, who knows I have health problem one day, then insurance can help me to cover up some of my medical / hospitality expenses. Am I right? Wahahaa….I’m too countable! Sure! After working, I’ve to learn to plan my own lifestyle + financial for my good & bright future. I hope I am doing the right thing for myself.
So, now what I am suppose to do is WORK HARDER for myself. I know that I will get what I want in future. Hope my dream can succeed soon oh….wish me all the best!!!!
August 8th, 2006 at 4:44 am
cool…next time i can stay at your house when i visit Miri….haha…j/k
August 8th, 2006 at 5:12 pm
hai..
congratulation u have buy ur own house..bout ur renovation n car “man man lai” u still young ma..gambadei o…
August 8th, 2006 at 6:59 pm
alex ==> Thanks for your congrats. Hehe…since I’m still ‘considered’ as young now, sure I’ll gambadei for myself. Hehe…thanks!
Lester ==> Sure u can stay at my house if i’m planning to stay at my own house also after 1 1/2 year.Hehe…who knows I’m going to rent out my house if i’m unable to afford the loan. Hahaha…j/k laaa
November 30th, 2006 at 7:15 pm
dats cool. keep reading rich dad tips, u will do well. if u dnt live ther, jz rent it out, get sombdy 2 pay da loan. in time 2 cme, u will achieve financial freedom, mo assets, less liability. bout car, owez rmber car is nt an asset. it wont mk money by da tme u sell it. get m’sian car is gd enough.
November 30th, 2006 at 11:11 pm
rich dad tips? What’s d meaning actually? Hehe…Well, just hope that I can settle down my loan earlier, so that I can achieve financial freedom with some assets. About the car, I dun think to get it now…have to wait for a few yrs later then to decide what car to buy, most probably is M’sian car, have to depends on my financial ability during tat time 1st. Thanks for viewing my blogs n given many useful comments.